As per Ford its both sets of brakes, the pads, discs and drums. I find it really hard to believe that the drums needs replacing as well. However the car is not even at 140000km yet and its never been in an accident nor I do not drive it daily. Maybe once or twice a week and then once year to coast and back. I feel like the fact that I am a lady driver im being taken advantage of? the quote I got from Ford is over 10k. Please help